Resources to Keep Families Home to Stay
Learn more about the valuable resources available to you
The Home to Stay program is a resource based program created to educate the public on the realities of Affordable Housing, raise awareness of its many benefits to communities and share valuable resources with our neighbors to Help Keep Families Home to Stay.
By sharing valuable resources and information, we strive to empower families with the knowledge and tools they need to achieve the dream of having a stable and affordable place to call home. Our mission is to Help Keep Families Home to Stay, fostering a sense of security, belonging, and stability for all. Together, we can create a more inclusive and equitable society where everyone has the opportunity to enjoy the benefits of affordable housing.
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Home to Stay Resources
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Seek support from community resources: There are many organizations in South Carolina that offer assistance with job training, job search, and career development. Seek out local organizations such as:
Goodwill - www.goodwill.org
SC Works - www.scworks.org
South Carolina Department of Employment and Workforce -www.dew.sc.gov/individuals/find-job
Consider starting your own business: If you have an entrepreneurial spirit, starting your own business may be a viable option. Many resources are available to help you start and grow your own business, such as the
Small Business Administration - www.sba.gov
SCORE - www.score.org
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There are many educational resources available for families and individuals in South Carolina. Here are some suggestions:
South Carolina Department of Education: resources for families and individuals include: information on educational programs, scholarships, and financial aid. www.ed.sc.gov
SC Works: SC Works is a statewide network of employment centers that provide job seekers with resources and services, including training and education opportunities. www.scworks.org
South Carolina State Library: Offers free access to online databases, e-books, and other educational resources for residents of South Carolina. www.statelibrary.sc.gov
Adult Education Programs: Many school districts and community colleges in South Carolina offer adult education programs, including adult literacy and GED preparation courses.
Boys & Girls Clubs of South Carolina: Provides educational and enrichment programs for children and youth, including after-school programs, summer camps, and tutoring. www.bgclowcountry.org
Children's Trust of South Carolina: Provides resources and support for families, including parenting classes, workshops, and other educational programs. www.scchildren.org
Family Connection of South Carolina: Provides resources and support for families of children with disabilities or special needs, including education and advocacy. www.familyconnectionsc.org
By taking advantage of these educational resources, families and individuals in South Carolina can improve their skills and knowledge, and increase their opportunities for success.
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There are several financial assistance programs available families in South Carolina. Here are some suggestions:
Supplemental Nutrition Assistance Program (SNAP): SNAP, also known as food stamps, provides low-income households with assistance in purchasing food. Eligible households receive an EBT card that can be used to purchase food items at participating retailers. www.dss.sc.gov/assistance-programs/snap/
Temporary Assistance for Needy Families (TANF): TANF provides financial assistance to low-income families with children. Eligible families receive cash assistance and other support services such as job training, child care, and transportation. www.dss.sc.gov/assistance-programs/tanf/
Medicaid: Medicaid provides health coverage to eligible low-income individuals and families. Covered services may include doctor visits, hospitalization, prescription drugs, and other medical services. www.benefits.gov/benefit/5941
Low Income Home Energy Assistance Program (LIHEAP): LIHEAP provides financial assistance to eligible households to help pay for heating and cooling costs. www.benefits.gov/benefit/623
Housing Assistance: South Carolina has several programs that provide rental assistance, transitional housing, and other housing-related services to low-income families. Some of these programs include the Section 8 Housing Choice Voucher Program, the Homeownership Assistance Program, and the Emergency Solutions Grant Program. www.schousing.com
By taking advantage of these financial assistance programs, families in South Carolina can receive the support they need to meet their basic needs and achieve financial stability.
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There are several options available for families in South Carolina to access bank accounts and loans. Here are some suggestions:
Bank On Charleston: Bank On South Carolina is a program that helps unbanked and underbanked individuals access low-cost bank accounts. This program partners with banks and credit unions in South Carolina to offer low-fee or no-fee bank accounts to eligible individuals. www.bankoncharleston.org
Credit Unions: Credit unions are member-owned financial institutions that offer a range of services, including savings and checking accounts, loans, and other financial products. Many credit unions have lower fees and interest rates compared to traditional banks, making them a good option for low-income families.
Microloans: Microloans are small loans that are typically used for business start-up or expansion. Some organizations, such as the South Carolina Community Loan Fund, provide microloans to low-income individuals and families. www.sba.gov/funding-programs/loans/microloans
Payday Alternative Loans (PALs): PALs are short-term loans offered by some credit unions as an alternative to payday loans. They often have lower fees and interest rates compared to payday loans, making them a more affordable option for families in need of emergency funds.
By accessing these bank accounts and loans, families in South Carolina can improve their financial stability and build a foundation for a brighter financial future.
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There are several financial and budgeting classes available for families and individuals in South Carolina. Here are some suggestions:
South Carolina Association of Community Action Partnerships: This organization provides a range of services to low-income families, including financial education classes. They offer workshops on topics such as budgeting, credit, and financial goal setting. www.scacap.org
Goodwill Industries of South Carolina: Goodwill offers a range of services to individuals and families, including financial education and job training. They offer classes on topics such as budgeting, saving, and credit management. www.goodwill.org
University of South Carolina Extension: The University of South Carolina Extension provides educational resources and workshops on a variety of topics, including financial management. They offer classes on budgeting, credit, and debt management. www.sc.edu/about/offices_and_divisions/continuing_education
SC Thrive: SC Thrive is a non-profit organization that provides a range of services to low-income individuals and families, including financial education. They offer classes on budgeting, credit, and financial planning. www.scthrive.org
“Setting goals is the first step in turning the invisible into the visible”